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Intellect Xponent is an intelligent workbench that utilizes our big data and risk analysis
frameworks to deliver a workflow orchestration that takes the stress out of the underwriting process.

Xponent provides contextual risk assessment, collaboration across underwriters, brokers and risk specialists and improves data quality on agency submitted proposals to help deliver:

Reduction in Combined Operating Ratios

Friction Free Underwriting

Reduced underwriting leakage

Reduced time from submission to issue

Increased renewal retention

Learn how this leading commercial lines carrier leveraged cloud for exponential growth in underwriting.

Xponent is the first third-generation underwriting product

Custom Build Workstation


- Basic structured data

- Form based

- Basic Workflow (Intra underwriter collaboration)

- Policy Centric


- Integration to any data type (structured, unstructured and streaming)

- Client Centric

- Machine Learning

- Sophisticated Workflow (Underwriter, Broker, Third Party Collaboration)

- Easy Integration

(Big Data)AI = Advanced Risk Analytics

Xponent reduces your COR by 2-4%. Guaranteed

Xponent offers assured COR reduction using Intellect Risk Analyst, a core component of the product. It is a machine learning based risk management platform that has been tailored for commercial insurance.

With just the single input of a company’s name, Risk Analyst can search, aggregate, analyze and visualize not just the past history and facts relevant to a case, but provide leading indicators of potentially adverse events in the future. This feature alone translates to underwriting time slashed by 70%.

A truly revolutionary product that applies the power of machine learning, big data, workflow to define the future of underwriting.

Artificial intelligence

With just the input of a company name, Xponent searches across thousands of data sources matching the company, identifying risk indicators with advanced natural language processing, while learning from the underwriter on the best data to use.

Configurable workflows and rules

Highly configurable workflows to drive efficiency in the underwriting process. Business users can set the authority, manage automated work assignments for better turn around time and improvements.

Advanced risk analytics

The industry’s most advanced risk assessment tool that can search, aggregate, analyze and visualize not just the past history and facts relevant to case, but also provide leading indicator of potentially adverse events in the future. It enables you to underwrite looking forward with contextual risk analysis.

Multi-product, multi-quote view

Combine quotes from multiple lines of business in a single view and do away with repeated data entry. The software pre-fills the data, shortens the time to quote by a huge margin and equips producers to compare various pricing options on the same submission.

Document management

Capture, track, store and link documents to corresponding submission or account electronically. Participating parties such as agents/brokers, experts and underwriters can upload documents on account from multiple devices and shared in context to categories. It also comes with ready to use connectors with leading document management systems in the industry.

Intuitive dashboards and reporting

Xponent provides out-of-the-box operational and performance dashboards which helps you to monitor financial and team performance and assist you in analyzing underwriting leakage. Configurable reporting allows you to generate audit trails, activity monitoring on account as well as measure agency performance.

Ready when you are

Connect with a product expert to see how Xponent can help you serve your customers.