Intellect Xponent is an intelligent workbench that utilizes our big data and risk analysis frameworks to deliver a workflow orchestration that takes the stress out of the underwriting process.
Xponent provides contextual risk assessment, allows underwriters, brokers and risk specialists to collaborate, and improves data quality on agency submitted proposals to help deliver:

Reduction in combined operating ratios

Friction-free underwriting

Reduced underwriting leakage

Reduced time from submission to issue

Increased renewal retention
Xponent is the leading third-generation underwriting product

Custom build workstation
PAS bolt on
- Basic structured data
- Form-based
- Basic workflow (intra underwriter collaboration)
- Policy-centric
Xponent
- Integration to any data type (structured, unstructured and streaming)
- Client-centric
- Machine learning
- Sophisticated workflow (underwriter, broker, third-party collaboration)
- Easy integration
(Big data)AI = Advanced risk analytics
Xponent reduces COR by 2 to 4%. Guaranteed.
A truly revolutionary product that applies the power of machine learning, big data, workflow to define the future of underwriting.

Artificial intelligence
With just the input of a company name, Xponent searches across thousands of data sources matching the company, identifying risk indicators with advanced natural language processing, while learning from the underwriter on the best data to use.

Configurable workflows and rules
Highly configurable workflows to drive efficiency in the underwriting process. Business users can set the authority, manage automated work assignments for better turn around time and improvements.

Advanced risk analytics
The insurance industry’s most advanced risk assessment tool that can search, aggregate, analyze and visualize not just the history and facts relevant to a case, but also provide leading indicators of potentially adverse events in the future. This foresight enables you to underwrite with contextual risk analysis.

Multi-product, multi-quote view
Combine quotes from multiple lines of business in a single view and do away with repeated data entry. The software pre-fills the data, shortens the time to quote by a huge margin and equips producers to compare various pricing options on the same submission.

Document management
Capture, track, store and link documents to corresponding submission or account electronically. Participating parties such as agents/brokers, experts and underwriters can upload documents on account from multiple devices and shared in context to categories. It also comes with ready to use connectors with leading document management systems in the industry.

Intuitive dashboards and reporting
Xponent provides out-of-the-box operational and performance dashboards which helps you to monitor financial and team performance and assists you in analyzing underwriting leakage. Configurable reporting allows you to generate audit trails, monitor activities on an account as well as measure agency performance.
Ready when you are
Connect with a product expert to see how Xponent can modernize your underwriting.
